Crypto cards

Debit and prepaid cards that spend cryptocurrency: who actually issues them, how much they pay back, what fees they charge, and which countries can apply.

#	Provider	Network	Cashback	Requires staking a token	Annual fee	Formats
1	Binance Card The Binance Card is not a single global program: it was relaunched country by country, with a different issuer, cashback rate and cap in each market. Malta	Mastercard	≤2% · 8% (BR)		0	Virtual, Physical
2	Bybit Card It returns between 2% and 10% in BTC, USDT or USDC depending on VIP tier, and automatically pays interest on the unspent balance. United Arab Emirates	Mastercard	2–10 %		0	Virtual, Physical
3	Bitget Wallet Card One of only two with South Korea and Japan confirmed, and there the card is physical; in Europe and Latin America it exists only as a virtual card. Seychelles	Visa, Mastercard	2–3 %		0	Virtual, Physical
4	BingX Card Issued by Wirex on the Visa network and funded only with USDT: it pays 2% to 3% on the virtual card and 3% to 5% on the metal one, in tiers set by monthly spending and subject to a cap. Singapore	Visa	2–3% virtual · 3–5% metal		0	Virtual, Metal
5	OKX Card It only issues a virtual card, with cashback of 2% to 10% in USDG and a 0.4% margin when converting stablecoins. Seychelles	Visa, Mastercard	2–10 %		0	Virtual
6	Crypto.com Visa Card Its tiers cost up to 299.90 USD a year or require locking up CRO for twelve months; in 2026 it added a mode with no lock-up. Singapore	Visa	0–4,5 %		0–299.90 USD	Physical, Metal
7	MEXC Card Cashback reaches 10% at the Elite tier based on M-Score, with caps of up to 800 USDT a month, paid in USDT. Seychelles	Visa	4–10 %	—	0	Virtual
8	Gate Card With up to 8% cashback in points redeemable for USDT or GT, the virtual Gate Card is approved in just 3 to 5 minutes. Cayman Islands	Visa	≤ 8 %		—	Virtual, Physical
9	KuCard Only for the European Economic Area except Malta; it pays back up to 8.5%, but 5.5 of those points require KCS in staking and are capped at 40 EUR a month. Seychelles	Visa	≤8.5%		10 €	Virtual, Physical
10	WhiteBIT Nova Card WhiteBIT doesn't have a single card: the euro version has been suspended since June 2026, while the dollar version remains active. Lithuania	Visa	≤ 10 %		—	Virtual, Physical
11	Krak Card With no monthly or annual fee, it offers up to 1% cashback and up to 4% on travel bookings made through Krak Concierge. United States	Mastercard, Visa	≤ 1 % · 4 %		0	Virtual, Physical, Metal
12	Coinbase Card A Visa debit card for spending cryptocurrency, which Coinbase offers only in the United States and the United Kingdom, with rewards reserved for US users. United States	Visa	Variable, US only		—	Virtual, Physical
13	Phemex Card Virtual only, with no issuance cost or fees of any kind, and 1% cashback in USDT with no monthly cap. Singapore	Mastercard	≤ 1 %		0	Virtual
14	Nexo Card It returns between 0.5% and 2% in NEXO, or up to 0.5% in bitcoin, with no monthly, annual or inactivity fee. Switzerland	Mastercard	0,5–2 %		0	Virtual, Physical
15	Bitpanda Card The 1% cashback is only credited if the purchase is paid with crypto-assets, not with euros or other balances. Austria	Visa	1 %		0	Physical
16	Wirex Card The same company issues the BingX Card, and its Cryptoback in WXT survives in only four markets after a crypto shutdown. Singapore	Visa, Mastercard	0,5–8 %		—	Virtual, Physical
17	Plutus Card Since 2026 there is no free plan: cashback of up to 9% requires paying a monthly subscription of up to 29.99 GBP. United Kingdom	Visa	3–9 %		84–360 £	Virtual, Physical
18	Gnosis Pay It is self-custodied: the money stays in the user's wallet, a Gnosis Safe type, until the moment of payment. Germany	Visa	1–4 %		—	Virtual, Physical
19	Bit2Me Card The only one on this list with a Spanish issuer and supervisor, with up to 7% cashback on the card alone. Spain	Mastercard	≤ 7 %	—	0	Virtual, Physical
20	Lemon Card Cashback in pesos dropped from 0.5% to 0.25% on September 1, 2026; the rate paid in crypto remains at 2%. Argentina	Visa	2 % · 0,25 %		0	Virtual, Physical