Bit2Me Card review

Crypto cards

The only one on this list with a Spanish issuer and supervisor, with up to 7% cashback on the card alone.

Get your Bit2Me Card

  • Cashback: ≤ 7 %
  • No annual fee
  • IssuerPecunia Cards EDE (Pecunpay)
  • NetworkMastercard
Based in Spain
Last checked
Bit2Me Card official Website bit2me.com

Country restrictions

Bit2Me states that, currently, only users whose registered tax residence is within the European Economic Area can use the Bit2Me Card.

See the issuer's source · support.bit2me.com

Bit2Me is a Spanish fintech authorized by the CNMV (Spain's securities regulator) as a crypto-asset service provider under MiCA. Its card is issued by Pecunia Cards EDE, S.L.U., under the Pecunpay brand, supervised by the Bank of Spain: it is the only one on this list with a fully Spanish issuer and supervisor.

The card's own cashback, on its own, reaches up to 7%, with no maintenance fee on either the physical or virtual version, and no conversion surcharge when the merchant charges in euros. The “up to 25%” or “up to 39%” figures that appear in Bit2Me's advertising require combining the card with other products on the platform, such as Earn or Life: that 7% is the only figure that corresponds to the card alone.

The ATM fee is not confirmed, nor is the exact fee for topping up with a bank card: an external comparison site puts it at 1.95% and up, but it does not appear on the official page.

Features

Network
Mastercard
Issuer
Pecunia Cards EDE (Pecunpay)
Formats
Virtual Physical
Cashback
≤ 7 %
Annual fee
0
FX fee
0% (EUR)
Mobile wallets
Apple Pay Google Pay

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