BingX Card review

The BingX Card is issued in partnership with Wirex, runs on the Visa network and comes in two formats: virtual and metal, the metal one being the only physical card. It settles in US dollars and is paid with the USDT balance of the Fund Account; no other cryptocurrency is accepted for now. BingX announced it on July 13, 2026 and opened it to all eligible users on September 11; in that same release it described the metal card as coming soon, even though its help centre already publishes the terms for applying.

Cashback depends on the previous month's spending, not on VIP level, and each tier has its own monthly cap. On the virtual card it is 2.00% below 200 USD of spending, with a maximum of 4 USD returned; 2.50% between 200 and 1,000 USD, capped at 25 USD; and 3.00% above 1,000 USD, capped at 100 USD. On the metal card, 3.00% below 500 USD, capped at 15 USD; 4.00% between 500 and 2,000 USD, capped at 80 USD; and 5.00% above 2,000 USD, capped at 150 USD. Subscriptions in four specific merchant categories pay 20%, but share that same cap. Everything is credited in USDT and can be withdrawn three days later, with a minimum of 2 USDT.

The virtual card costs nothing; the metal one is free for VIP users and costs 180 USDT for everyone else, with no shipping fee, and arrives by post in 15 to 30 business days. There is no annual, monthly, dormancy or cancellation fee, but every payment with the card carries a 1.50% fee that the product page does not mention when it promises no hidden fees. Cash withdrawals are only possible with the metal card: free for the first 200 USD each month and 2% beyond that. Applying requires identity verification with an ID document, proof of address and facial recognition, and BingX does not publish the list of countries: it says the card is available in the EEA, Asia-Pacific, Latin America and other selected regions, and refers users to customer support to confirm it.