Bitpanda Card review

Crypto cards

The 1% cashback is only credited if the purchase is paid with crypto-assets, not with euros or other balances.

Get your Bitpanda Card

  • Cashback: 1 %
  • Cashback without locking up tokens
  • No annual fee
  • Free card issuance
Apply for the card
  • IssuerTransact Payments Malta
  • NetworkVisa
Based in Austria
Last checked
Bitpanda Card official Website bitpanda.com

Country restrictions

Bitpanda requires residence in a euro-area country to order the card. Customers who verified their identity via 'Bankident' cannot order one at the moment.

See the issuer's source · bitpanda.com

The Bitpanda Card is issued by Transact Payments Malta Limited, regulated by the MFSA (Malta Financial Services Authority), with no opening or maintenance fee; the first shipment is free and a replacement costs between 5.90 EUR and 10 EUR.

Cashback is a flat 1%, but it is only credited on purchases paid with crypto-assets: payments in euros, stablecoins, metals and stocks are excluded. Some third-party reviews mention up to 2%, a figure that contradicts Bitpanda's own information. ATMs charge 2% or 2 EUR, whichever is greater, and outside the euro, Visa's own margins apply with no additional Bitpanda surcharge.

It remains unresolved whether a virtual version of the card exists: the official page reviewed only describes the physical one.

Features

Network
Visa
Issuer
Transact Payments Malta
Formats
Physical
Cashback
1 %
Requires staking a token
Annual fee
0
Issuance fee
0
FX fee
0 %
ATM withdrawal fee
2 %
Mobile wallets
Apple Pay

Bitpanda Card

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