Uphold Card review

Crypto cards

The 4% cashback in the United States only applies to those who signed up on or after January 1, 2026.

Get your Uphold Card

  • Cashback: 1–4 %
  • Cashback without locking up tokens
Apply for the card
  • IssuerOptimus Cards UK Limited
  • NetworkMastercard
Based in United States
Last checked
Uphold Card official Website uphold.com

Country restrictions

Uphold offers the card only to residents of the United States and the United Kingdom, and expressly excludes the Crown Dependencies (Jersey, Guernsey, Isle of Man), the British Overseas Territories, US territories (Puerto Rico, Guam, US Virgin Islands) and the states of Louisiana and New York.

See the issuer's source · support.uphold.com

The Uphold card is issued by Optimus Cards UK Limited, regulated by the FCA, with no annual or sign-up fee; shipping of the physical card costs 9.95 GBP as a one-time payment.

In the United Kingdom cashback is 1% and only applies to purchases funded in pounds, with a daily spending cap of 10,000 GBP and a maximum of 50 transactions a day. In the United States it reaches up to 4% depending on the plan, with a monthly cap of 300 USD on the Elite plan and 120 USD on the Essential plan; that 4% applies to sign-ups made on or after January 1, 2026.

ATM withdrawals cost 2.50 GBP within the United Kingdom and 3.50 GBP abroad.

Features

Network
Mastercard
Issuer
Optimus Cards UK Limited
Formats
Virtual Physical
Cashback
1–4 %
Requires staking a token
Annual fee
0–99,99 USD
Issuance fee
0–4,99 USD · 9,95 £
ATM withdrawal fee
2,50–3,50 £

Uphold Card

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