Ripio Card review
Crypto cardsThe 2% crypto cashback comes with a 0.5% purchase fee that applies precisely to crypto purchases.
Get your Ripio Card
- Cashback: ≥2% · 0.5% (ARS)
- Cashback without locking up tokens
- Free card issuance
- IssuerDigipayments S.A.U. · Pomelo
- NetworkVisa
Ripio Card is a prepaid Visa card co-issued by Digipayments S.A.U. and Pomelo Fintech Services S.A.S. It comes in virtual and physical versions. To request it you must be an active Ripio user with a validated identity, and you must declare both the lawful origin of the funds and whether you are a politically exposed person. The first issuance is free of charge, although Ripio reserves the right to modify or add fees with prior notice. Purchases in foreign currency use the Banco Nación exchange rate multiplied by 1.03.
According to Ripio's help center, you can receive 2% cashback in USDT, ETH, BTC, USDar or wARS on purchases paid with cryptocurrencies, and 0.5% cashback on purchases made in Argentine pesos. The monthly cashback limit is 50,000 ARS. Anyone registering for the first time on the virtual or physical Ripio Card gets double cashback for the following 30 days: 4% when paying with cryptocurrencies and 1% when paying in pesos. This promotion cannot be combined with other promotions.
The point that matters when comparing: the purchase fee is 0.5% and applies only to purchases made with cryptocurrencies, which is exactly where the higher cashback is earned, so the fee takes part of that 2%. The product page says "from 2%"; there are levels (Bronze, Gold, Platinum, Black) reached through points, earned by paying with the card and by holding wARS (1 point per 5,000 wARS of average monthly balance, credited on the 1st of the following month). Bronze starts at 0 points.
Features
- Network
- Issuer
- Digipayments S.A.U. · Pomelo
- Formats
- Cashback
- ≥2% · 0.5% (ARS)
- Cashback paid in
- USDT · ETH · BTC · USDar · wARS
- Requires staking a token
- Issuance fee
- 0
- FX fee
- BNA × 1.03
Ripio Card
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